A debt-relief source reporters can reach on deadline.

July 9, 2026 • Media Coverage

Americans Are Learning About Money Everywhere — So Why Are Knowledge Gaps Growing?

United Debt Relief founder Nick Avila told MoneyLion that the financial-literacy problem isn’t a shortage of information but the gap between knowing and doing: “Knowing the right move and being able to make it under pressure are two different skills, and we only teach the first one,” Avila said. Citing the TIAA Institute-GFLEC Personal Finance Index — which found U.S. adults answered just 47% of basic money questions correctly while many rated their own knowledge far higher — he warned that overconfidence carries a cost: “That confidence keeps them from asking for help until they’re already in a hole.”

Read the coverage: MoneyLion

Also featured on AOL.

July 5, 2026 • Media Coverage

The Salary Needed for Gen Z To Finally Stop Relying on Their Parents in 2026

United Debt Relief founder Nick Avila told MoneyLion that the salary Gen Z needs to stop leaning on their parents hinges less on income than on debt — pegging independence at roughly “$55,000 to $65,000” in lower-cost metros like San Antonio and Memphis. He noted Gen Z student-loan borrowers are “paying about $526 a month on average, nearly double the typical borrower,” while the average Gen Z credit card balance has climbed “roughly 30% in three years to around $3,500.” As Avila put it: “Two people can earn the same $70,000, and one is independent while the other is still asking dad to cover the car insurance. The only difference between them is what they owe.”

Read the coverage: MoneyLion

Also featured on AOL.

July 1, 2026 • Media Coverage

Buy Now, Pay Later Debt Consolidation: What to Do When BNPL Balances Start to Multiply

United Debt Relief founder Nick Avila told BestMoney that rolling scattered Buy Now, Pay Later balances into one payment can restore control: “When you’re juggling several plans across multiple apps and you’ve missed or nearly missed dates, rolling them into one fixed monthly payment, usually a small personal loan, can buy back control,” Avila said. “You consolidate BNPL for cash-flow sanity, one payment on one date, not because the interest math always wins.” He cautioned that it only works if you stop opening new plans, or the balances start to stack up again.

Read the coverage: BestMoney

June 28, 2026 • Media Coverage

5 Money Habits That Look Responsible But Are Actually Costing You Thousands

United Debt Relief founder Nick Avila told MoneyLion that closing old credit cards to avoid temptation can quietly backfire: “The problem is your credit score doesn’t read it as discipline,” Avila said. “It reads it as less available credit and a shorter history — and both of those push your score down.” He noted a lower score can bump a borrower into a pricier mortgage tier, where on a $300,000 loan a rate just half a point higher could add more than $11,000 over 10 years — “almost nobody connects that choice to the mortgage rate they’ll be quoted two years later, because the cost shows up far away from the decision.”

Read the coverage: MoneyLion

Also featured on MSN and AOL.

June 27, 2026 • Media Coverage

7 Price Trends That Could Blow Up Gen Z Budgets

United Debt Relief founder Nick Avila was quoted throughout MoneyLion’s rundown of the price trends most likely to blow up a Gen Z budget — warning that energy is “the headline driver right now, up more than 20% over the past year,” that auto insurance “climbs on autopilot” so re-quoting it once a year is “one of the highest-return budget moves a 25-year-old can make,” and that rent is “the single biggest line in almost every young person’s budget.”

Read the coverage: MoneyLion

Also featured on AOL.

June 25, 2026 • Media Coverage

Banks Are Approving More Credit Cards. Is That Good News?

United Debt Relief founder Nick Avila was quoted throughout U.S. News & World Report’s report on rising credit card approvals — explaining that easier approvals “aren’t charity” but “a signal that the math works in the lender’s favor,” and that a new card or higher limit only pays off when the balance is cleared in full every month.

Read the coverage: U.S. News & World Report

Also featured on WTOP News.

June 17, 2026 • Media Coverage

The New Middle-Class Trap: Summer Bills Outrunning Raises

United Debt Relief founder Nick Avila was featured throughout MoneyLion’s look at why a summer raise can still leave middle-class families short — explaining the assistance-gap squeeze on cooling bills, how childcare “gets repriced the day school lets out,” and his fix of treating summer like a “13th month” with a monthly auto-transfer.

Read the coverage: MoneyLion

Also featured on MSN and AOL.

June 15, 2026 • Media Coverage

Why a $75K Salary Doesn’t Go as Far for Single Earners This Summer

United Debt Relief founder Nick Avila was featured throughout MoneyLion’s analysis of why a $75,000 salary stretches thin for single earners — unpacking the “singles tax,” the summer “squeeze season,” and how solo earners shoulder every fixed cost and financial risk alone.

Read the coverage: MoneyLion

Also featured on AOL.

June 3, 2026 • Media Coverage

Americans Enter Summer 2026 Owing a Record $18.79 Trillion, United Debt Relief Analysis Finds

The Californer covered United Debt Relief’s analysis of record U.S. household debt, quoting founder Nick Avila: “The numbers tell a simple story: balances are at records, rates are still above 21%, and summer is historically when household spending peaks.” Avila noted that a family carrying the average $10,895 card balance at 21.52% APR is “paying roughly $195 a month in interest alone before touching the principal,” and that “June is the right time to get ahead of that math, not September.”

Read the coverage: The Californer

July 5, 2026 • Press Release

As Unsecured Debt Gets More Expensive, United Debt Relief Explains the Three Paths to Resolve It: Consolidate, Settle, or Validate

Unsecured debt is the costliest slice of household debt: $1.25 trillion in credit card balances at rates above 21%, according to the Federal Reserve Bank of New York and the Federal Reserve, with cards among the fastest debts to fall behind. In this release, founder Nick Avila lays out the three paths United Debt Relief helps households navigate: a debt consolidation loan when you can pay but the rate is the enemy, debt settlement when the balance is beyond reach, and debt validation when a collector cannot prove the debt is yours. United Debt Relief is a broker and referral service that charges no upfront consultation fees and does not guarantee outcomes; results vary. Current figures are published on our U.S. Debt Statistics page.

Read the full release: PRLog • Qwoted

June 3, 2026 • Press Release

Americans Enter Summer 2026 Owing a Record $18.79 Trillion, United Debt Relief Analysis Finds

Our June data briefing examines the newest Federal Reserve Bank of New York figures: total household balances opened the summer at an all-time high, with credit card debt up $70 billion year over year and the typical card-carrying household owing $10,895 at a 21.52% APR — roughly $195 a month in interest before any principal is paid. The briefing draws on the continuously updated research published on our U.S. Debt Statistics page.

Read the full release: PRLog • openPR