Debt Validation

Debt Validation has quickly become one of the leading ways in America to eliminate unsecured debt and the burden of financial stress.

Debt Validation is a faster way to take care of unsecured debt without spending a fortune on interest and fees.  Instead of wasting 48 to 60 months trying to settle with creditors and/or 3rd party collectors, or paying the minimum payments for the next 15+ years, you can now finally reach financial stability in as little as 12-24 months.

“Nick Avila was very professional and knowledgeable about finances and debt relief.”

Lana Petteway

The process of invalidating erroneous debts is an analysis of your credit report and preparation of correspondence to your creditors or 3rd party collection agencies seeking validation of your debts.  Once you are enrolled in a validation program, a series of thorough dispute packages are to be sent to each creditor and collection agency demanding that they provide the correct documentation and proof of their right to collect from you pursuant to state and federal law.

Debt Validation, refers to a consumer’s right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer’s rights under the United States Federal Fair Debt Collection Practices Act (FDCPA).  Upon disputing this debt, if the creditor cannot provide complete accurate documentation and verify the debt, then they cannot collect on the debt.

“Very informative & honest business. Educate yourself & call United Debt Relief to help you get out of debt. Take control of your financial life!”


Nick helped my family and my clients out, he's the best out there. He explained everything in detail, his professionalism and willingness to go above and beyond to help my family and client is second to none. Thank you so much for helping my family out, if you're looking for someone that's going to help you every step of the way, don't bother looking anywhere Nick and his associates are "AMAZING."

Israel Alarid

If you want to get out of debt this is the place to go to ! Nick was very helpful ,very quick to the point but also very explanatory ! Don't waist your time else where , Untied Debt Relief is it!

Brenda Sanchez

Nick Avila was very instrumental in the recovery of misuse of funds by a former business. He was professional and walked me through each step keeping me informed throughout the process. Thank you Nick for your support and dedication during this process.

Leonard Delacoudray

I am very please with United Debt Relief , I have never been so well attended, very professional, gave me all the options and I finally feel that I'm going to live a normal life with good credit thanks to Nick Avila.

Peter Solis

Nick Avila was was professional, kind, and courteous. He answered any questions that I had and helped put my mind to ease, regarding being able to get me, and my husband out the unsecured debit that we have. I would definitely recommend him to other people that are needing to do this.

Shawn Crisp

I can’t describe how happy I am And Excited to be Debt free in a short period of time thanks to Nick and his team! After all this time we finally made the decision of making a change in our life’s for the better and looking forward to a bright future, even though my credit will be low for couple of years but if it means for a fresh start I’m grateful to have found United Debt Relief.

Stephanie Solid

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