United Debt Relief

Terms of Service

Last update: April 21st, 2023

AGREEMENT BETWEEN USER AND UNITED DEBT RELIEF, LLC

These Website Terms of Service (including any documents incorporated by reference herein) for the United Debt Relief, LLC. (“UDR”) website, located at www.uniteddebtrelief.com and such other associated websites as may be owned and/or controlled by UDR (collectively the “websites”) that contain these Website Terms of Service (the “Terms of Service”), constitute a binding legal agreement between you (the “User”, “You”) and UDR, and govern all aspects of your use of the websites and, to the extent not superseded by any contractual terms we enter into with you, any goods and services that UDR may provide to you.

TAKE CAREFUL NOTE OF THESE TERMS OF SERVICE AND UNDERSTAND THAT BY REGISTERING FOR, ACCESSING, BROWSING, OR OTHERWISE USING THE WEBSITE OF UNITED DEBT RELIEF, YOU ACKNOWLEDGE THAT YOU HAVE READ, COMPREHENDED, AND AGREED TO BE BOUND BY THESE TERMS OF SERVICE. SHOULD YOU AT ANY POINT DISAGREE WITH ANY OF THE FOLLOWING STIPULATIONS, YOU ARE ADVISED TO IMMEDIATELY DISCONTINUE YOUR USE OF THE WEBSITE.

The present Terms of Service will influence your legal rights, which includes an agreement to settle any disputes that may arise between us by arbitration on an individual basis as opposed to class actions or jury hearings.

1. Eligibility; Privacy

No individual under the age of 18 or who is not a legal resident of the United States by visa or otherwise may avail of any of the products or services provided by United Debt Relief through its websites. BY CLICKING ANY “SUBMIT” OR OTHER BUTTON OR BY ACCESSING, BROWSING OR OTHERWISE USING THE WEBSITES, YOU ARE REPRESENTING AND WARRANTING TO UNITED DEBT RELIEF THAT YOU ARE AT LEAST 18 YEARS OF AGE AND A LAWFUL RESIDENT OF THE UNITED STATES.

With respect to the products and services provided through United Debt Relief, including those provided by third-party providers, these Terms of Service shall apply and may be supplemented by any additional conditions and regulations, as applicable. In the event of any inconsistency between these Terms of Service and any other document that is incorporated hereto by reference, these Terms of Service shall prevail and govern.

UDR has established a commitment to safeguarding the privacy of all users and customers who visit our websites and use the services therein. The Privacy Policy of UDR is hereby incorporated into these Terms of Service by reference. uniteddebtrelief.com/tos provides all relevant details regarding our commitment to protecting the privacy of our customers.

2. Services and Products

Certain of the websites act as an online marketplace in which visitors can conduct research and submit inquiries for debt relief services, in addition to researching different types of home and consumer loans, as well as other products and services. You acknowledge and agree that if you make a request for a product or service, or for more information regarding a product or service offered through any of the websites, United Debt Relief will share relevant information as may be required to connect you to the chosen providers of the products or services requested by you.

By providing your contact information to United Debt Relief, you are expressly authorizing us or one or more of our affiliated providers of products and services to contact you by telephone, email or postal mail, irrespective of whether you have chosen to join the national Do Not Call List administered by the Federal Trade Commission, any Do Not Call List of a state or any other institution.

3. Modifying These Terms of Service

United Debt Relief hereby has the ability to alter, modify, add, or remove any part of these Terms of Service at any given time by posting amended Terms of Service. It is strongly recommended that users check these Terms of Service routinely for any changes. Continued use of the websites after any alterations to these Terms of Service is considered binding acceptance of such changes. Unless otherwise stated, such amended Terms of Service will come into effect immediately and without any additional notification.

4. License Grants

Subject to your adherence to these Terms of Service, United Debt Relief grants you a limited, personal, non-transferable, and revocable license to make use of the websites for the purpose of obtaining the information and contacting the providers of the products and services featured therein.

UDR reserves all rights not explicitly granted herein, including but not limited to the right to take the appropriate legal measures to prevent any unauthorized use of the websites.

By using the websites, you thereby grant to UDR a worldwide, non-exclusive, perpetual, irrevocable, transferable, sublicensable (through multiple tiers), assignable, royalty-free license to transfer, present, reproduce, distribute, amend, and otherwise utilize your personal and other information, subject to the restrictions set forth herein (including UDR’s Privacy Policy).

5. Prohibited Conduct

By using the United Debt Relief websites, you agree to not engage in any act that would constitute a violation of any applicable law, regulation or code of conduct, including but not limited to: use of the websites for any purpose other than to access the information and contact the providers of the products and services advertised therein; submitting, transmitting or facilitating the distribution of information or content that is unlawful, offensive, abusive, racist or ethnically offensive, vulgar, sexually explicit, defamatory, infringing, invasive of personal privacy or publicity rights, or, in a reasonable person’s view, objectionable; attempting to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the websites or bypass the measures we may use to prevent or restrict access to the websites; taking any action that imposes, or may impose, at our sole discretion, an unreasonable or disproportionately large load on our infrastructure; using any robot, spider, scraper or any other similar system to access the websites; impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity; or submitting, uploading, posting, emailing, transmitting or otherwise making available any information or content that you do not have a right to make available under any law or under contractual or fiduciary relationships.

6. Proprietary & Ownership Rights

The websites are owned and operated by United Debt Relief. All content featured on the websites, including visual interfaces, graphics, designs, information, computer code (comprising source code and object code), software, and all other elements, is protected by United States copyright, trade dress, patent, and trade/service mark laws, international conventions, where and when applicable, and all other relevant intellectual property and proprietary rights and regulations. Except as otherwise specified on the websites, all material included on the websites is the property of United Debt Relief and/or its third-party licensors. Except as expressly authorized by United Debt Relief, you are not allowed to sell, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from, or otherwise make any unauthorized use of the aforesaid content.

7. Dealings with Third Parties and Links to Third-Party Sites

The websites may include links or references to other web sites owned or operated by third parties with which United Debt Relief (UDR) may have a relationship. UDR has no control over such third party web sites and, thus, is not responsible for their availability, content or advertising, or any products or services available from such third parties. Your dealings with such third parties are solely between you and such third party and access and use of such web sites is solely at your own discretion.

Your interactions with any third parties, including, but not limited to, transactions with credit counseling services, debt settlement services, mortgage brokers or lenders, insurance agents or carriers, or any other product or service provider are solely between you and such third party. UDR is not responsible for any terms, conditions, warranties, or representations associated with such dealings or liable for any loss or damage of any sort incurred as the result of such dealings.

By accessing and using the websites as directed, you are confirming that UDR does not make credit decisions in connection with any product or service offered to you, does not recommend, endorse, warrant, or guarantee the products or services of any third party, and is not associated with any discussions that you may have or agreement that you may make with any third party. UDR does not charge any fees to use the websites as provided in the Terms of Service located at uniteddebtrelief.com/tos.

8. Termination; Exclusive Remedy

United Debt Relief reserves the right to, at any time and in its sole discretion, end your access to its websites and terminate any active session. In addition, United Debt Relief may, at any time and in its sole discretion, discontinue providing access to one or more of its websites. Any termination of access to the websites may be done without prior notice, and United Debt Relief shall not be held liable to you or any third party for such termination. Any suspected illegal, fraudulent, or abusive activity may be referred to the appropriate law enforcement authorities.

Your sole and exclusive remedy with respect to any dissatisfaction with (I) the websites, (ii) any term or condition of these Terms of Service or (iii) any policy or practice of United Debt Relief in managing any website is to end your access to and discontinue using the websites.

9. Indemnification

You agree to indemnify, save and hold ADR and its contractors, employees, agents and its third party suppliers and business partners harmless from any claims, losses, damages and liabilities, including legal fees and expenses, arising out of your use or misuse of the websites, any violation by you of these Terms of Service or any breach of the representations, warranties and covenants made by you herein. ADR reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us and you agree to cooperate with ADR’s defense of any such claims. ADR will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.

10. No Warranty; Disclaimers

UNITED DEBT RELIEF AND ITS THIRD-PARTY SUPPLIERS AND BUSINESS PARTNERS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW. THIS INCLUDES IMPLIED WARRANTIES OF MERCHANTABILITY, SUITABILITY FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS. OBTAINING ANY ADVICE OR INFORMATION FROM UNITED DEBT RELIEF OR THROUGH THE WEBSITE SHALL NOT CREATE ANY WARRANTY NOT EXPRESSLY PROVIDED IN THE TERMS OF SERVICE SET FORTH AT UNITEDDEBTRELIEF.COM/TOS.

THE UTILIZATION OF THE WEB PAGES IS SOLELY YOUR RESPONSIBILITY. THE WEB PAGES, AND ANY DATA, INFORMATION, COMMERCIAL CONTENT, THIRD-PARTY WEB PAGES, PRODUCTS, OR SERVICES PROVIDED THROUGH THE WEB PAGES ARE ACCESSIBLE ON AN “AS IS” AND “AS AVAILABLE,” “WITH ALL FAULTS” BASIS AND WITH NO WARRANTIES OR REPRESENTATIONS, EITHER EXPRESSED OR IMPLIED, OF ANY KIND BY UNITED DEBT RELIEF.

UNITED DEBT RELIEF (UDR) AND ITS THIRD-PARTY SUPPLIERS AND BUSINESS PARTNERS DO NOT GUARANTEE THAT ANY DATA, INFORMATION, COMMERCIAL CONTENT, THIRD-PARTY WEBSITES, PRODUCTS, OR SERVICES OFFERED ON OR THROUGH THE WEBSITES OR ANY THIRD-PARTY WEBSITES WILL BE UNINTERRUPTED OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS. FURTHERMORE, UDR AND ITS THIRD-PARTY SUPPLIERS AND BUSINESS PARTNERS MAKE NO REPRESENTATIONS OR WARRANTIES THAT ANY OF THE AFOREMENTIONED, IF PRESENT, WILL BE CURED OR STOPPED. ANY USE OF THE WEBSITES OR ANY THIRD-PARTY WEBSITES IS DONE SO AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING YOUR COMPUTER SYSTEM) OR LOSS OF DATA THAT MAY RESULT FROM SUCH USE.

11. Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL UNITED DEBT RELIEF OR ITS THIRD-PARTY SUPPLIERS AND BUSINESS PARTNERS BE HELD LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, RELIANCE, OR EXEMPLARY DAMAGES (INCLUDING, BUT NOT LIMITED TO DAMAGES RESULTING FROM A FAILED COURT ACTION OR LEGAL DISPUTE, LOST BUSINESS, LOST REVENUES, OR LOSS OF ANTICIPATED PROFITS OR ANY OTHER PECUNIARY OR NON-PECUNIARY LOSS OR DAMAGE OF ANY NATURE WHATSOEVER) RESULTING FROM OR RELATED TO THESE TERMS OF SERVICE OR THE INABILITY TO USE THE WEBSITES OR ANY OTHER INTERACTIONS WITH UNITED DEBT RELIEF, EVEN IF UNITED DEBT RELIEF HAS BEEN MADE AWARE OF THE POTENTIAL FOR SUCH DAMAGES. CERTAIN LOCAL LAWS MAY NOT PERMIT THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, UNITED DEBT RELIEF’S LIABILITY SHALL BE LIMITED TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW.

12. Release

BY USING ANY UNITED DEBT RELIEF WEBSITE, YOU HEREBY AGREE TO RELEASE AND DISCHARGE UNITED DEBT RELIEF AND ITS THIRD-PARTY SUPPLIERS AND BUSINESS PARTNERS, AS WELL AS ALL OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, AND ANY OTHER RELATED PERSONS OR ENTITIES FROM ANY AND ALL CLAIMS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND EXPENSES OF ANY KIND OR NATURE, WHETHER KNOWN OR UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF THE WEBSITES. IF YOU ARE A CALIFORNIA RESIDENT, YOU ARE WAIVING CALIFORNIA CIVIL CODE SECTION 1542, WHICH STATES THAT A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN THEIR FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH, IF KNOWN BY THEM, WOULD HAVE MATERIALLY AFFECTED THEIR SETTLEMENT WITH THE DEBTOR.

13. Mandatory Arbitration and Venue & Choice of Law

13(a) Governing Law / Jurisdiction

In the event of a dispute between you and United Debt Relief that arises out of these Terms of Service or any product or service you obtain through the websites or companies to which United Debt Relief may refer you (a “Claim”), you and United Debt Relief agree to attempt to resolve the dispute through good faith negotiations. If the dispute is not resolved between the parties, the Claim will be subject to the laws of the state of California, United States of America, without regard to choice of law principles.

Further, you and United Debt Relief agree to the jurisdiction of the Southern District of California to resolve any dispute, claim, or controversy that relates to or arises in connection with the Claim (and any non-contractual disputes/claims relating to or arising in connection with them) and is not subject to mandatory arbitration under Section 13(b)2 of the Terms of Service at uniteddebtrelief.com/tos.

13(b)1 ARBITRATION AGREEMENT

This Arbitration Agreement shall only be applicable to consumers located in the United States. It shall not be applicable to any other persons or entities. United Debt Relief reserves the right to modify the terms of this Agreement in accordance with the provisions set forth in the Terms of Service available at uniteddebtrelief.com/tos.

13(b)2. Dispute resolution and arbitration

You and United Debt Relief (UDR) agree that any dispute, claim, or controversy between you and UDR arising in connection with or relating in any way to a Claim or to your relationship with UDR (whether based on contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether the claims arise during or after any relationship you have with UDR) will be settled by mandatory, binding individual (not class) arbitration. You and UDR further agree that the arbitrator shall have the exclusive power to rule on his or her own jurisdiction, including any objections with respect to the existence, scope, or validity of the Arbitration Agreement or to the arbitrability of any claim or counterclaim. Arbitration is a less formal process than a lawsuit in court. There is no judge or jury in arbitration, and court review of an arbitration award is limited. Discovery may be more restricted than in court. The arbitrator must follow this agreement and can award the same damages and relief as a court (including attorney fees), except that the arbitrator may not award any relief, including declaratory or injunctive relief, benefiting anyone but the parties to the arbitration. This arbitration provision shall remain in effect even after the termination of the Service with United Debt Relief.

13(b)3. Exceptions

Notwithstanding the aforementioned clause (13(b)2 ), both you and United Debt Relief (UDR) agree that nothing in this Arbitration Agreement shall be interpreted to waive, preclude, or otherwise limit either one of our rights to pursue an individual action seeking a temporary or preliminary individualized injunctive relief in a court of law, pending a conclusive decision from the arbitrator.

13(b)4. No Class Or Representative Proceedings: Class Action Waiver

YOU AND UNITED DEBT RELIEF AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN THEIR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION. Unless both you and United Debt Relief agree, no arbitrator or judge may consolidate more than one person’s claims or otherwise preside over any form of a representative or class proceeding. The arbitrator may grant injunctive relief only in favor of the individual party seeking relief and only to the extent essential to provide relief warranted by that party’s individual claim. In the event a court determines that applicable law precludes enforcement of any of this section’s restrictions with respect to a particular claim for relief, then that claim (and only that claim) must be separated from the arbitration and may be brought to court.

13(b)5. Arbitration rules

Either you or United Debt Relief may initiate arbitration proceedings. In such a case, either party must comply with the Consumer Arbitration Rules of the American Arbitration Association (“AAA”) then in force (the “AAA Rules”), as modified by this Arbitration Agreement. You and United Debt Relief agree that the Federal Arbitration Act applies and governs the interpretation and enforcement of this provision (despite the choice of law provision herein). Information on the AAA Rules, as well as instructions on how to file an arbitration with the AAA, can be found at adr.org, or by calling the AAA at 1-800-778-7879. United Debt Relief can also assist in connecting you with the AAA.

13(b)6. Notice; Process

A party intending to pursue arbitration must first provide a written notice of the dispute to the other, via certified mail, Federal Express, UPS, or Express Mail (with signature required), or, if we do not have a physical address on file for you, through electronic mail (“Notice”). United Debt Relief’s address for Notice is: United Debt Relief, LLC, United Debt Relief, 2907 Shelter Island Dr, Ste 105, San Diego, CA. 92106. Said Notice must (1) explain the nature and basis of the claim or dispute; and (2) provide the specific relief sought (“Demand”). We agree to use our best efforts to resolve the issue directly, but if we fail to reach a resolution within 30 days of the Notice being received, either you or United Debt Relief may initiate arbitration. All documents and information revealed during the arbitration must be kept strictly confidential by the recipient, not to be utilized for any purpose other than the arbitration or the enforcement of the arbitrator’s decision and award, and must not be disclosed, except in confidence to individuals with a need to know for such purposes or as mandated by applicable law.

13(b)7. Enforceability

If this Arbitration Agreement is held to be invalid or unenforceable in whole or in part, the parties accept that exclusive jurisdiction and venue, as provided in Section 13(a), shall control any action in court that is related to or arising from the Agreements.

The parties hereto agree that such action shall be adjudicated solely in accordance with the laws of the State of California, without regard to its conflict of law principles. The parties submit to the exclusive jurisdiction of the state and federal courts located in the State of California and agree that any suit, action, or proceeding arising out of or relating to the Agreements shall be brought exclusively in such courts. https://www.uniteddebtrelief.com/tos shall have the right to commence and prosecute any legal or equitable action or proceeding before any non-US court of competent jurisdiction to obtain injunctive or other relief in the event that, in the opinion of https://www.uniteddebtrelief.com/tos, such action is necessary or desirable.

The parties irrevocably waive any objection to the laying of venue of any such action or proceeding brought in such a court and irrevocably waive, to the fullest extent permitted by applicable law, any claim that any such action or proceeding brought in such a court has been brought in an inconvenient forum. The parties agree not to plead or claim in any such court that any such action or proceeding brought in any such court has been brought in an inconvenient forum.

14. Miscellaneous

14(a) Notice

United Debt Relief may offer you notices via email, post or by postings on any website. Notice will be considered given twenty-four hours after an email has been sent, unless United Debt Relief is made aware that the email address used is not valid. Additionally, United Debt Relief may issue legal notifications through mail to a postal address, if given to us through any website. This means notice will then be deemed given three (3) calendar days after mailing.

All notices to United Debt Relief must be made in writing and sent via mail to:

United Debt Relief, LLC.
2907 Shelter Island Dr, Ste 105
San Diego, CA. 92106
nick.avila@uniteddebtrelief.com
Attn: Legal Department

Notices will be considered to be effective on the business day following the day of delivery.

14(b) Waiver and Severability of Terms

The inability of United Debt Relief to exercise or enforce any right or provision of these Terms of Service shall not be considered as a surrender of such right or provision. Any waiver of any term of these Terms of Service will only be effective when written and signed by United Debt Relief. In the event that any provision of these Terms of Service is found to be invalid by a court of competent jurisdiction, the other provisions of these Terms of Service will remain in full effect and both parties agree that the court should strive to implement the intentions of the parties.

14(c) Choice of Law; Forum

The inactivity of United Debt Relief to implement or execute any right or stipulation of these Terms of Service shall not constitute a relinquishment of such right or These Terms of Service shall be regulated in all respects by the statutes of the State of California as they correspond to arrangements formed and to be executed totally within California between California residents, without consideration to conflict of law provisions. Should you be a resident of Idaho these Terms of Service shall be regulated in all respects by the statutes of the State of Idaho.

Any claim or dispute you may have against United Debt Relief must be resolved by a court located in San Diego County, California, subject to the exception of users located in Idaho. In this case, Idaho consumers are bound by the laws of the State of Idaho. You agree to submit to the personal jurisdiction of the courts located within San Diego County, California for the purpose of litigating all such claims or disputes unless otherwise agreed upon by the parties, or as specified here in these Terms of Service for UnitedDebtRelief.com/tos.

All claims made contrary to either Section 13 or this Section 14(c) shall be considered improperly filed. Should you make a claim improperly, United Debt Relief may recover reasonable attorneys’ fees and costs, provided that United Debt Relief has sent you written notice of the misfiled claim and you have not promptly withdrawn it. This does not apply to customers in Idaho.

14(d) Assignment

You may not transfer or assign any of your rights and obligations under these Terms of Service without the express prior written consent of ADR, give in its sole discretion. However, you acknowledge and agree that ADR may freely and without restriction or limitation assign or transfer any of its rights and obligations under these Terms of Service.

14(e) Ownership of Information

If you send us any creative materials, such as comments, suggestions, ideas, concepts, drawings, pictures, or other materials (collectively, the “Submissions”), you agree that the Submissions shall be deemed, and shall remain, the property of Company. None of the Submissions shall be subject to any obligation of confidentiality on the part of Company, and Company shall not be liable for any use or disclosure of any of the Submissions. Without limitation of the foregoing, Company shall exclusively own all now known or hereafter existing rights to the Submissions of every kind and nature throughout the world and shall be entitled to unrestricted use of the Submissions for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Submissions

14(f) Copyright Infringement Policy

In keeping with the regulations specified in the Digital Millennium Copyright Act, Title 17 United States Code Section 512(c)(2) (“DMCA”), United Debt Relief will evaluate any allegations of copyright infringement and take the necessary corrective action. If you believe that any material located on uniteddebtrelief.com has been used or duplicated in a manner that breaches your copyright, then you must submit a written notification of the alleged copyright infringement to the Designated Agent of the Site, which must include all of the following components as outlined in the DMCA:
  • A physical or electronic signature of the owner of the copyright interest that is alleged to have been infringed or the person authorized to act on behalf of the owner;
  • Identification of the copyrighted work(s) claimed to have been infringed, including copyright date;
  • Identification of the Content you claim to be infringing and which you request be removed from the Site or access to which is to be disabled along with a description of where the infringing Content is located;
  • Information reasonably sufficient to allow us to contact you, such as a physical address, telephone number and an email address;
  • A statement by you that you have a good faith belief that the use of the Content identified in your written notification in the manner complained of is not authorized by you or the copyright owner, its agent or the law; and
  • A statement by you that the information in your written notification is accurate and that, under penalty of perjury, you are the copyright owner or authorized to act on behalf of the copyright owner.

Company’s designated agent for the written notification of claims of copyright infringement can be contacted at the following address:

Designated Agent – Copyright Infringement Claims

United Debt Relief
2907 Shelter Island Dr, Ste 105
San Diego, CA. 92106
Email: nick.avila@uniteddebtrelief.com

In the event that any user or client of United Debt Relief has a claim of copyright infringement, please contact the designated agent for such claims. This agent can be reached at the address listed above, (which includes the name of the law firm that represents UDR along with UDR’s street address, phone number, and email address).

All copyright infringement claims for United Debt Relief should be directed to this designated agent.

14(g) Entire Agreement

These Terms of Service, in addition to any documents incorporated by reference, represent the entire agreement between you and United Debt Relief and govern your use of UDR’s websites, superseding any prior agreements between you and UDR. Even so, you may also be subject to additional terms and conditions that may apply while using or purchasing certain products and/or services provided by United Debt Relief or one of its third-party business partners.

14(h) Survival

Termination or your refusal to continue to use our Services shall be survived by the following paragraphs: 4, 6, 7, 8, 9, 10, 11, 12, 13 and 14.

PLEASE PRINT AND KEEP A COPY OF THESE TERMS OF SERVICE FOR YOUR OWN RECORDS.