Tax Resolution Services
Owe the IRS? The Sooner You Act, the More Options You Have.
The IRS is the most powerful collection agency in the United States — with the legal authority to garnish wages, levy bank accounts, file property liens, and seize assets. If you have back taxes, unfiled returns, or active IRS notices, every day you wait adds penalties and interest and narrows your options.
The good news: the IRS has established relief programs specifically designed for taxpayers who genuinely cannot pay their full liability. United Debt Relief connects clients across all 50 states with licensed Tax Resolution professionals — IRS Enrolled Agents, Certified Public Accountants, and Tax Attorneys — who communicate with the IRS directly on your behalf.
| $192M | Settled by the IRS through its Offer in Compromise program in 2025. Qualifying taxpayers can resolve their debt for a fraction of what they owe. (IRS data, 2025) |
| ~1 in 3 | OIC applications are historically accepted. In 2026, acceptance rates are reported at multi-year highs for taxpayers demonstrating genuine inability to pay. (IRS Offer in Compromise program data, 2026) |
| 2026 Alert | The IRS has expanded enforcement capacity in 2026 and is issuing wage garnishments, bank levies, and tax liens more aggressively than in prior years. Inaction has real, compounding costs. |
IRS Relief Programs We Help You Access
Offer in Compromise (OIC)
Settle your total IRS tax debt for less than the full amount owed. The IRS evaluates your income, expenses, and asset equity. In qualifying cases, tax debts have been reduced by up to 90%. Professional preparation of your OIC application significantly improves acceptance outcomes.
IRS Installment Agreement
A structured monthly payment plan that keeps you compliant and stops enforced collection. Our network specialists negotiate the most favorable terms for your financial situation.
Penalty Abatement
IRS failure-to-file penalties reach up to 25% of the tax owed. In many cases — especially first-time violations — these penalties can be substantially reduced or eliminated entirely, providing real savings even when the underlying tax cannot be lowered.
Wage Garnishment & Levy Release
If the IRS is garnishing your wages or levying your bank account, every day matters. Our network specialists act urgently on active collection situations.
Currently Not Collectible (CNC) Status
If you cannot pay without failing to cover basic living expenses, the IRS may temporarily halt all collection activity while your situation is evaluated and a longer-term strategy is developed.
Unfiled Tax Returns
Filing compliance is required before the IRS will consider most relief programs. Our network professionals prepare and file missing returns as part of your complete resolution strategy.
The 3-Phase Process
1
Free Consultation
Your balances, IRS notices, and active collection actions are reviewed. You receive an honest assessment of your options and what you realistically qualify for — at no cost and with no obligation.
2
Investigation & Professional Representation
Your licensed tax professional formally notifies the IRS of your representation — directing all IRS communication through your advocate. They pull your transcripts, analyze your complete tax history, and build a personalized resolution strategy.
3
Negotiation, Resolution & Compliance
Your professional negotiates directly with the IRS using the strategy best positioned for your situation. After resolution, we help establish ongoing compliance so this never happens again.
Frequently Asked Questions
What is an Offer in Compromise?
An OIC is an agreement with the IRS to settle your tax debt for less than the full amount owed. About one in three applications is accepted historically, with rates rising significantly for professionally prepared submissions. In 2026, acceptance rates are reported at multi-year highs.
How much can the IRS reduce my tax debt?
Through an OIC, qualifying taxpayers have seen debts reduced by 75–90% in some cases. Results depend on income, expenses, and asset equity. Professional representation significantly improves outcomes. Results cannot be guaranteed.
How long does tax resolution take?
Setting up an installment agreement can take weeks. An Offer in Compromise typically takes 6 months to over a year to process through the IRS. Your tax professional will outline a realistic timeline based on your specific case.
Can you stop IRS wage garnishment?
Yes. Entering a qualifying agreement or demonstrating hardship through professional representation can halt wage garnishment. Your specialists act urgently on active garnishment situations because every pay period lost represents real money.
What is Currently Not Collectible status?
CNC status is a temporary IRS designation that halts all collection activity when you can demonstrate that paying would prevent you from meeting basic living expenses. It provides time to develop a longer-term resolution strategy.
Can you help with both IRS and state tax debt?
Yes. Tax professionals handle both federal IRS and state tax liabilities across all 50 states. State agencies have their own programs and processes — specialists navigate both simultaneously.
Do I need to have filed all my tax returns to qualify for relief?
The IRS generally requires full filing compliance before considering OICs and most other relief programs. Preparing and filing missing returns is typically the essential first step in any resolution strategy.
How much does tax resolution cost?
Fees vary based on case complexity and the resolution strategy required. All fees are disclosed in full following your free consultation — no hidden costs, no surprises. There is no charge to speak with a specialist and receive your initial assessment.
What is the IRS Fresh Start Program?
The IRS Fresh Start Program is an umbrella term for a series of IRS policy changes introduced to make it easier for individuals and small businesses to resolve tax debt. It expanded eligibility for Offers in Compromise, raised the threshold before the IRS files a tax lien, and simplified installment agreement access. Despite the name, Fresh Start is not a single program you apply for — it describes a set of expanded relief options our network professionals use when building your resolution strategy.
What is the difference between a tax lien and a tax levy?
A tax lien is a legal claim the IRS places against your property — including real estate, financial accounts, and personal property — to secure the debt you owe. It does not immediately take anything, but it damages your credit and prevents you from selling or refinancing property cleanly. A tax levy is the actual seizure of assets — the IRS taking your wages, bank account funds, or physical property to satisfy the debt. Liens typically precede levies. Professional representation can address both, but acting before a levy is issued gives you significantly more options.
Can the IRS seize my home or other assets?
Yes. The IRS has broad legal authority to seize real property, vehicles, bank accounts, and wages if tax debt remains unresolved. However, the IRS must follow a specific process before seizure — issuing notices and allowing time for response — and there are legal protections for primary residences that make home seizure relatively rare compared to wage garnishment and bank levies. Our network professionals act urgently when collection activity is imminent because every day adds penalties and narrows resolution options.