Please find below answers to our most frequently asked questions.
Does this Affect My Credit Score?
Submitting your information for a pre-qualification does not impact your credit score.
How Much Can I Apply For?
Our lending partners offer loans up to $50,000. They will consider your credit score, income and other factors to determine how much to offer you.
How long does it take to get my loan funded?
Our lending partners are among the fastest in the industry. Your loan can fund in as little as one day.
What does pre-qualification mean?
Pre-qualification means that the lending partner has reviewed the information you submitted, and conditionally approved you for a loan with certain terms. You finish the final loan application directly with one of our lending partners.
Can I borrow to consolidate my debt?
Yes! You may borrow from one of our lending partners to consolidate your payment into one payment. This can result in a lower interest rate and can help your credit score.
Is United Debt Relief a lender?
No, United Debt Relief is simply a site that allows prospective borrowers to apply to be pre-qualified or pre-approved for a loan through our lending partners.
Can I prepay my loan early without penalty?
Typically, our lending partners allow you to prepay your loan without penalty. Please see the product details for each lender for more information.
How long do I have to repay the loan?
Our lending partners currently offer loans ranging from 12 months to 5 years.
What rates are offered by the lending partners?
Rates for our lending partners start at 4.99%. The exact rate will depend on a number of factors including credit score, income and the amount of your current monthly debt payments. To check rates, click on the button below.